Permanent Life Insurance

Permanent Life Insurance, also known as whole life insurance, as it provides coverage for your entire life. It provides a tax-free payment to a named beneficiary. Costs are usually guaranteed not to increase, and most plans build cash value over time. Participating Life and Universal Life are other forms of permanent insurance.

Services

Life Insurance

Protects the financial security of your loved ones, by giving them a tax-free payment upon your death.

Term Life Insurance

Term Life Insurance provides coverage to meet a temporary need. Provides a level amount of insurance with a premium that increases at various time periods (e.g. 10 years).

Permanent Life Insurance

Permanent Life Insurance provides coverage for your entire life. It provides a tax-free payment to a named beneficiary.

Participating Life Insurance

This policy shares in some of the gains and losses of the insurer (e.g. interest earnings, operating expenses and mortality experience).

Universal Life Insurance

A type of permanent life insurance that combines protection and savings. Key feature is its flexibility

Disability

Designed to replace a portion of your income if you become disabled and are unable to earn an income.

Critical Illness

Pays out a lump sum tax free payment upon diagnosis of a critical illness – such as cancer, stroke or heart attack.

Health Insurance

Personal health insurance provides coverage for health-related expenses not covered by your provincial plan.

Testimonials

Let’s discuss your business needs.

We will guide you all the way and provide the best solutions

subscribe

SUBSCRIBE TO OUR NEWSLETTER

Learn how to maximise your
investments in employee benefits.

* All fields are required