Personal health insurance provides coverage for health-related expenses not covered by your provincial plan. These can include expenses for preventative care, or medical expenses that result from an injury or illness. Plans can be customized with the health benefits that best suit you and your family. These can include:
- Prescription drugs
- Practitioners like physiotherapists, speech therapists, psychologist, and medical equipment
- Dental – preventative, restorative and orthodontic services
- Emergency Travel Medical
Protects the financial security of your loved ones, by giving them a tax-free payment upon your death.
Term Life Insurance
Term Life Insurance provides coverage to meet a temporary need. Provides a level amount of insurance with a premium that increases at various time periods (e.g. 10 years).
Permanent Life Insurance
Permanent Life Insurance provides coverage for your entire life. It provides a tax-free payment to a named beneficiary.
Participating Life Insurance
This policy shares in some of the gains and losses of the insurer (e.g. interest earnings, operating expenses and mortality experience).
Universal Life Insurance
A type of permanent life insurance that combines protection and savings. Key feature is its flexibility
Designed to replace a portion of your income if you become disabled and are unable to earn an income.
Pays out a lump sum tax free payment upon diagnosis of a critical illness – such as cancer, stroke or heart attack.
Personal health insurance provides coverage for health-related expenses not covered by your provincial plan.