Group Insurance Benefits
We understand that you are the boss and that we work for you. We consider ourselves an extension of the human resources department, and are employees just like everyone else. We understand how expensive maintaining an exceptional employee benefits program can be, to that end, we work tirelessly to ensure our clients program is efficient and cost effective as possible; while ensuring the program is perceived beneficial to your members and their families.
Give your employees the protection they deserve and make your company a place where people want to work. We create flexible solutions to ensure that plan sponsors get the best value for their benefit dollar. As brokers, we have access to all major insurance carriers. This allows us to put our clients first and make the best recommendation.
Basic life insurance pays a pre-specified amount (typically based on employee’s earnings or a flat amount) in the event of the death of an employee from any cause.
Accidental Death & Dismemberment (AD&D)
Provides protection if a plan member incurs either 1) a loss, or 2) loss of use of: life, limb, sight, hearing, and/or speech due to an accidental injury.
Disability (Short and Long Term)
Disability insurance bridges the gap between income and expense if you become disabled and are unable to earn an income.
Critical illness coverage bridges the gap found in most traditional employee benefit plans.
Extended Health Care
Designed to supplement existing provincial hospital and medical insurance plans. The benefit allows for reimbursement of expenses and/or services not covered by existing government plans.
Employee Assistance Program (EAP)
An employee benefit program that assists employees with personal problems and/or work-related problems that may impact their job performance, health, mental and emotional well-being.